Effective date: September 2, 2026
Last updated: September 2, 2026
Costivio (“Costivio,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information may be collected when you visit costivio.com (the “Website”), how that information may be used and shared, and the choices available to you.
1. Information You Provide
You may provide information directly to us when you contact us, submit feedback, or communicate with us. This may include your name, email address, message, and any information you choose to include.
Please do not submit sensitive personal information through the Website or by email.
2. Calculator Inputs
Option A — Browser-only calculations: Calculator inputs are processed in your browser and are not intentionally stored on our servers. We do not require an account to use our calculators.
Option B — Server-processed calculations: Information entered into a calculator may be transmitted to our servers as necessary to generate the requested result. We do not use calculator inputs to identify you unless the Website clearly asks you to provide identifying information.
3. Information Collected Automatically
When you use the Website, we and our service providers may automatically collect certain technical and usage information, such as:
- Internet Protocol (IP) address
- Browser and device type
- Operating system
- Referring and exit pages
- Pages viewed and time spent on the Website
- Approximate location derived from an IP address
- Date, time, and interaction information
Cookie identifiers and similar technologies
We may use this information to operate and secure the Website, understand how visitors use it, correct errors, improve our calculators and content, measure performance, and support advertising.
3. Cookies and Similar Technologies
Costivio and third-party service providers may use cookies, pixels, web beacons, local storage, and similar technologies. These technologies may be used to remember preferences, analyze traffic, maintain security, measure Website performance, and deliver or measure advertising.
You can control cookies through your browser settings. Blocking certain cookies may affect how some Website features function. Where required, we will provide a consent or privacy-choice tool.
4. Google AdSense and Advertising
We may use Google AdSense and other advertising partners to display advertisements.
Third-party vendors, including Google, use cookies to serve ads based on a user’s previous visits to this Website or other websites. Google’s use of advertising cookies enables Google and its partners to serve ads based on visits to this Website and other sites on the internet.
Users may opt out of personalized advertising through Google’s Ads Settings:
https://adssettings.google.com/
Users may also learn about choices offered by participating third-party advertising vendors at:
https://www.aboutads.info/choices/
Advertising partners may use cookies, web beacons, IP addresses, device identifiers, and similar technologies to deliver, personalize, limit, and measure advertisements. Costivio does not control third-party cookies or the privacy practices of advertising providers.
5. How We Use Information
- We may use collected information to:
- Provide and maintain the Website and calculators
- Respond to questions, feedback, and support requests
- Monitor performance and understand Website usage
- Improve our tools, content, and user experience
- Detect, investigate, and prevent security incidents, misuse, and fraud
- Display, personalize, and measure advertisements where permitted
- Comply with legal obligations and enforce our terms
How We Share Information
We may share information with:
Hosting, analytics, security, email, and other service providers that help us operate the Website
Advertising partners, including Google, as described above
Government authorities or other parties when required by law or reasonably necessary to protect rights, safety, and security
A buyer, successor, or other party involved in a merger, acquisition, financing, reorganization, or sale of all or part of the Website or business
We do not sell personal information for money. Some U.S. state privacy laws may define certain analytics or advertising disclosures as a “sale,” “sharing,” or “targeted advertising.” Where applicable, you may have the right to opt out of those activities.
6. Your U.S. Privacy Rights
Depending on your state of residence and subject to applicable exceptions, you may have the right to request access to, correction of, or deletion of certain personal information; obtain a portable copy; opt out of targeted advertising, sale, or sharing; and appeal a decision concerning a request.
To submit a request, email hello@costivio.com with the subject line Privacy Request. We may need to verify your request. You may also use an authorized agent where permitted by law. We will not discriminate against you for exercising an applicable privacy right.
[If the Website uses targeted advertising, add a visible “Your Privacy Choices” or “Do Not Sell or Share My Personal Information” link that opens the applicable opt-out mechanism.]
7. Data Retention
We retain information only for as long as reasonably necessary for the purposes described in this policy, including to provide the Website, maintain security, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary depending on the type of information and why it was collected.
8. Data Security
We use reasonable administrative, technical, and organizational safeguards intended to protect information. However, no internet transmission or storage system can be guaranteed to be completely secure.
9. Children’s Privacy
The Website is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, contact us at hello@costivio.com so we can review and, where appropriate, delete it.
10. International Visitors
Costivio is operated for a primarily United States audience. If you access the Website from another country, your information may be processed in the United States or other countries where our service providers operate.
For visitors in the European Economic Area, United Kingdom, or Switzerland, we will request consent for cookies, local storage, and personalized advertising where required. Visitors can manage their choices through the consent tool displayed on the Website.
11. External Links
The Website may link to third-party websites. We are not responsible for their content, security, or privacy practices. Review the privacy policy of any third-party website you visit.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically. We will post the revised policy on this page and update the “Last updated” date. Material changes may be communicated through an additional notice where appropriate.
13. Contact Us
For questions or privacy requests, contact:
Costivio
Email: hello@costivio.com